Financial Enquiries

Financial Enquires are of a twofold nature.

Credit Check - If you have been approached to supply credit facilities or funds to an individual or a company Vilcol will supply you with the information and an opinion as to whether the applicant is credit worthy.

Pre Legal Report – If you are looking to take legal action to recover a debt this can be very expensive especially if the claim is defended. Our legal reports, Standard and Full Pre-Litigation, will provide you with the necessary information to assess whether or not the debtor has the funds and assets to repay you. You will then be able to make an informed decision as to the cost effectiveness of taking legal action.

Post Legal Report – Any of the three reports can be used depending on your requirements. This service is recommended if you already have Judgement or are looking to enforce a court order. Bailiffs/ Sheriffs will charge you for attending an address only to establish that the defendant has no means to repay the Judgement amount. Find out first before being liable for Bailiffs/ Sheriffs costs.

It is not unknown that County Court Judgments (CCJ), Insolvency Voluntary Arrangement (IVA) and Bankruptcy to be linked with previous addresses. If this information is critical to you then we recommend either the Standard or In-Depth search.

If you are unsure that the subject of your enquiry is still resident or operating from the last known trading address please select from the drop down box at the top of the Instruction Form the service that you require which includes “+ Trace”. You will only be charged for the Trace if the subject of your enquiry has moved and we have located their new address.

Vilcol provides a compliant method to report on customer’s assets. All enquires are conducted within the Credit Services Association (CSA) Guidelines, Financial Conduct Authority (FCA) Guidelines and Data Protection Statute.

There are three different levels of instruction. Please see below.

Standard - This is a basic process which is limited to one address:-

  • Confirmation that the subject is resident or trading from address supplied
  • Land Registry Documents
  • Employment information (current employer)
  • Telephone numbers (home & employer)
  • If a company, it’s financial reports
  • Plus we will also supply County Court Judgments, Insolvency Voluntary Arrangement, Bankruptcy and Winding up/Insolvency information registered against the name and address supplied

Average response time 24 hours.

Basic Fee £65.00 with no pre-payment fee . Our report will be emailed to you when we receive payment.

INSTRUCT US


In-Depth - Vilcol will assign your instruction to one of our award winning experienced in-house investigators to research your subject. Upon your behalf they will carry out various enquiries and follow leads based on the information supplied by you and as a result of any other information gained. All reports have a free 30 day Review policy.

Average response time is 10 working days. We can do it faster if you want but that will cost more. If you want a faster service when instructing us please either tick same day, 24 hour or 48 hour.

Review - Vilcol will re-check free of charge any information supplied by us if the request is received in writing within 30 days of the date of our report.

Our report will include the following if available and is limited to three addresses:-

  • Current & past directorships
  • Resident or trading from address supplied
  • Employment information (current employer)
  • Telephone numbers (home & employer)
  • Property ownership(s) & current price(s)
  • Land Registry Documents
  • Any other assets
  • Disqualified directors searches
  • Insolvency register searches
  • County court judgments
  • Winding Up and Insolvency searches
  • Company financials

Trace Fee £225.00 with no pre-payment fee . Our report will be emailed to you when we receive payment.

INSTRUCT US


Full Report - Vilcol will assign your instruction to one of our award winning experienced in-house investigators to research your subject. Upon your behalf they will carry out various enquiries and follow leads based on the information supplied by you and as a result of any other information gained. All reports have a free 30 day Review policy.

Average response time is 10 working days. We can do it faster if you want but that will cost more. If you want a faster service when instructing us please either tick same day, 24 hour or 48 hour.

Review - Vilcol will re-check free of charge any information supplied by us if the request is received in writing within 30 days of the date of our report.

Our report will include the following if available and provides an un-limited addresses search:-

  • Free address trace
  • Date of birth confirmation
  • Confirms current address
  • Confirms financial status
  • Current & past directorships
  • Employment information
  • Property ownership
  • Property Description
  • Estimated property value
  • Land Registry Documents
  • Disqualified directors searches
  • Insolvency register searches
  • Suspected alias used
  • Social media searches
  • Credit background
  • Mobile or telephone numbers
  • County court judgments
  • Insolvency register Search
  • Company financials
  • Lifestyle information

Trace Fee £375.00 with no pre-payment fee . Our report will be emailed to you when we receive payment.

INSTRUCT US

Fees not inclusive of VAT.